Managing care and careers: What caregiving looks like today and how your workplace benefits can help

(Jessica Vanscavish, Head of Disability, Absence, Life, and Supplemental Health at Guardian) - Across the United States, the caregiving landscape is shifting rapidly. Every day, millions of people are balancing their careers alongside the responsibility of caring for loved ones—a reality that can bring both fulfillment and significant challenges.  

New research from Guardian offers a deeper understanding of the pressures facing today’s working caregivers and the ways these roles are shaping American families, workplaces, and communities. As the demand for caregiving continues to grow, it’s more important than ever to recognize the trends and, for those providing care, consider steps you can take to manage your own well-being while supporting others. 

The state of caregiving today 

If you feel as if you or your family, friends, and coworkers are increasingly taking on caregiving roles in recent years, you aren’t alone. Guardian’s findings highlight just how widespread caregiving has become: nearly half of all full-time workers nationwide—43%—are now juggling work alongside caring for a loved one. This represents a 13% increase since 2019, reflecting just how many lives have been touched by these responsibilities. 

You may have also noted that caregiving crosses generational lines. The study shows that 25% of Baby Boomers, 39% of Gen X, 51% of Millennials, and 38% of Gen Z employees identify as caregivers.  

What we found to be particularly notable—and perhaps less expected—in the report data is that while women have traditionally made up the majority of caregivers in the workplace, men now represent 57% of full-time working caregivers, while women make up 43%. This shift doesn’t mean fewer women are taking on caregiving. Rather, as Guardian’s survey looked at full-time working professionals, it’s an indication that many women have left their jobs entirely to care for loved ones—you or someone you know may have made this same decision yourself.  

As many caregivers can likely attest, the challenges of providing care while managing a full-time job are significant. Only 36% of caregivers say their mental health is “very good.” Caregivers are 55% more likely than non-caregivers to struggle with substance use and 48% more likely to have experienced increased anxiety and depression in the past year.  

If you’re a caregiver, supporting a loved one may have taken a financial toll as well: 40% of caregivers say they’re fair or poor at managing their finances. Exacerbating these challenges is the reality that one-third of caregivers who take a leave from work to care for family members end up needing to take another leave for themselves. 

Support in the workplace can help make a difference. Caregivers with access to benefits like caregiving support services, mental health resources, flexible schedules, and paid leave report markedly better overall well-being and lower stress. Conversely, nearly half of caregivers who lack resources or assistance from their companies report low overall well-being. 

Getting the support you need 

Caregiving is an act of love, but it’s essential for those providing care to also ensure they’re supporting their own mental, physical, and financial wellness. If you or someone you know is juggling caregiving with work, here are a few steps caregivers can take to help bolster their own well-being. 

• Find out what benefits are available through work: Explore what support your workplace offers. This could include benefits such as mental health support, paid leave, flexible scheduling, employee assistance programs, or caregiving support services. Ask your HR team about these or other resources you already have access to that can help you manage stress and maintain stability while balancing work and care. These offerings can help to address the mental, physical, and financial health impacts of caregiving so that you can care for yourself while also supporting those you love. Be sure that you understand not only what these benefits are but also how to access and make the most of them. 

• Connect with your manager and colleagues: Only half of working caregivers have spoken with their manager about their caregiving duties, and fewer have done so with colleagues. Transparent conversations about your situation may reduce stress and help to normalize conversations around caregiving in the workplace. Consider joining your organization’s caregiver-focused employee resource group or, if one doesn’t exist, connecting with like-minded colleagues to start the conversation. 

• Consider your financial wellness: The financial costs of caregiving can add up quickly. Think about meeting with a financial professional to gain a clearer understanding of your current budget and how to integrate caregiving costs into your long-term financial planning alongside other priorities such as preparing for retirement or saving for a child’s college tuition. Some individuals may also want to consider seeking legal guidance regarding elder care, which can have a meaningful impact on financial health.  

Moving forward, together 

As more Americans step into caregiving roles, it’s vital that both individuals and workplaces adapt. By seeking support, taking care of yourself, and connecting with others, you can make a meaningful difference in your own life and in the lives of those around you.  

To learn more, visit: https://www.guardianlife.com/reports/caregiving-in-america.  

Unless otherwise stated, all data is sourced from Guardian’s From Workforce to “Careforce” report.  

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, medical, or financial advice. Guardian, its subsidiaries, agents and employees do not provide tax, legal, medical or finance advice. Consult your tax, legal, medical or finance professional regarding your individual situation. Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY. 

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