(NewsUSA) - Millions of Americans will start or return to college this fall, pursuing an education that they hope will lead to successful careers. Among them are students who aspire to become the next generation of financial planning professionals, equipped with the knowledge and skills to provide competent, ethical financial advice.     

Many of these students have enrolled in one of the more than 300 CFP Board Registered Programs available across the U.S. These programs offer coursework approved by the Certified Financial Planner Board of Standards, Inc. (CFP Board), which sets and enforces the requirements for CERTIFIED FINANCIAL PLANNER™ certification. Completing a CFP Board Registered Program is one component of the education required to become a CFP® professional.     

All of these college and university programs offer courses covering eight subjects critical to financial planning, including risk management and insurance planning, investment planning, retirement savings and income planning and the psychology of financial planning. Each program also culminates in a capstone course that requires students to apply what they have learned in these areas to develop and present a comprehensive financial plan for a hypothetical client.   

While all CFP Board Registered Programs cover the same core topics, these programs range from certificate to doctorate level. They also vary in style, length and delivery method, with some programs completed entirely online. This variety of offerings enables any student to find a program that fits their needs, no matter what their learning style or schedule is.     

The education provided by CFP Board Registered Programs sets students on the path toward a rewarding career. Financial planning careers offer many benefits, including a sense of personal fulfillment from helping others, the ability to achieve your desired work-life balance, career flexibility and the potential to earn high compensation. In addition to a knowledge of finance and investments, interpersonal skills are critical for financial planners as they work to understand their clients’ needs, goals and motivations and to communicate options for moving toward the clients’ goals.     

Research shows that financial planners who also obtain CFP® certification may enjoy greater benefits as well: Two-thirds of CFP® professionals say their certification has had a positive impact on their income, and more than 80% say it gives them a competitive edge over other financial planners.     

A financial planning education can be the first step toward a promising future.     

To find a CFP Board Registered Program and learn more about a career as a CFP® professional, visit CFP.net/programs.

(NewsUSA) - The need for skilled technicians in the workforce continues to rise, but many people are unaware of the degree of financial success and personal satisfaction that skilled technicians find in their careers.     

TechForce Foundation,® a national 501(c)(3) nonprofit, has launched its annual “Because I’m a Tech” campaign in time to align with Labor Day.     

The “Because I’m a Tech” campaign is showcased on the TechForce website and social media, and features a diverse group of individuals sharing their stories of successful and secure skilled technician careers. “Because I’m a Tech” includes technicians’ testimonials across industry sectors, from auto, diesel and collision repair to aviation, restoration, marine, welding and motorsports. The personal stories from these technicians highlight the fulfilling lifestyles afforded by a range of tech careers.     

The “Because I’m a Tech” campaign also encourages those whose interest is sparked by a skilled technician career to join TechForce, the first and only social network designed and gamified for tech students and professional technicians. The network helps aspiring technicians connect with each other, trade schools, industry and employers, and encourages participants to earn points in contests and games. Students and educators from two schools NASCAR Tech and EVIT have already earned over a million points each.     

The free platform fuels participants’ interest and passion while supporting their career journey, and features not only games and prizes, but also information about technician industry events and scholarships, as well as opportunities for training, internships and jobs. Participants can learn more and sign up for TechForce at techforce.org/tech.     

“As part of TechForce’s workforce development initiative to Power the Technician WorkforceTM, ‘Because I’m a Tech’ showcases the attractive lifestyle and secure economic potential of this profession. These careers are no longer ‘blue collar,’ but ‘new collar,’ high-tech and in high demand,” says TechForce CEO Jennifer Maher. “Thousands of technician students, working techs and educators are already taking full advantage of the fun and free resources available in the TechForce career network because it offers what they need to turbo-charge their futures.”     

A range of well-known companies have joined the campaign to showcase stories of their successful employees and their passions for the skilled technician profession. Participating companies include Advance Auto Parts, AutoZone, CRC Industries, Ford Motor Company, Pennzoil, Penske Truck Leasing and WD-40 Company. Other advocates for careers in the skilled technician field include TechForce Celebrity Ambassadors Bogi Lateiner, Julia Landauer and The Humble Mechanic.     

Participants earn points and prizes by accessing training, games, events and more. So far in 2022, TechForce participants have been hosted at major racing events and exclusive VIP experiences, received hundreds of thousands of dollars in scholarships and grants and earned prizes including tools, training and gift cards from TechForce partners.     

Notably, a successful skilled technician career is not limited by age, gender or ethnicity. In fact, more than 30 percent of active participants in TechForce are women, a demographic much needed in the profession. Women only account for 3 percent of working technicians. To further encourage women with interests in skilled technician careers, the TechForce website includes a weekly feature, #womentechs-rock, that showcases women in successful skilled technician jobs, who share their stories in short video interviews.     

For more information, visit  TechForce.org/Tech, and follow TechForce on TikTok, Facebook, Instagram, Twitter, LinkedIn and YouTube.

(NewsUSA) - Marine Toys for Tots is the Nation’s flagship children’s Christmastime charity, but the Program extends to helping children and families year-round. As children prepare for the new school year, the Toys for Tots Literacy Program continues its successful Back to School Books campaign, which distributed over 500,000 books to Title I funded schools last year. The Department of Education, through Title I of the Elementary and Secondary Education Act, provides financial assistance to schools with high percentages of children from low-income families to help ensure that all children meet challenging academic standards.     

One key objective of the Marine Toys for Tots Program is to support child development at Christmastime and beyond. The Toys for Tots Literacy Program, launched in 2008, has made a positive impact in the lives of underprivileged children by giving them access to age-appropriate books throughout the year. The Program provides economically disadvantaged children with the books and educational resources that can help them build the confidence and self-esteem that will help them compete academically and succeed in life.     

“This program not only brings the joy of reading to these children, but also serves as an important tool in breaking the cycle of poverty,” says LtGen Jim Laster, USMC (Retired), President & CEO of the Marine Toys for Tots Foundation.     

This year, the Toys for Tots Literacy Program is providing over 600,000 books to Title I funded schools across the Nation.     Cedar Forest Elementary School, a Title I school in Fredericksburg, VA, recently hosted a back-to-school “Back to Pack” fundraiser, and families of more than 815 children enrolled at the school came to show their support. The Toys for Tots Literacy Program provided books to this Title I funded school’s event, and the students selected books that piqued their interest.     

“The biggest indicator for a child being successful in their educational career is the fact that they’ve had books read to them consistently by the age of five. Getting these books into their hands and setting them up for success is a life-changing thing,” says Cedar Forest 5th grade teacher Joselyn Beyer. Literacy is essential to developing a strong sense of well-being and citizenship -- the Program is more than just providing books!     Support the Back to School Books campaign by visiting the Toys for Tots Literacy Program Donation Page: https://www.toysfortots.org/literacy/Default.aspx for more details or to donate.     

Be sure to follow Toys for Tots on Facebook and Instagram to see how the Literacy Program is bringing the joy of reading to children in need across the Nation! Hope is just a book away.

(NewsUSA) - Looking for a family getaway that’s anything but ordinary? Look no further than Plano, where Texas-sized fun comes without big-city hassles or price tags. Just 20 minutes from DFW airport, Plano offers the perfect mix of outdoor thrills, indoor fun, colorful festivals and tempting eats. Walkable lodging, entertainment and dining areas make it easy to strike the right balance between recreation and relaxation. Here’s a head start on planning your family adventure in Plano:     

Get colorful at The Crayola Experience a wonderland of color and creativity with 22 hands-on attractions, letting kids of all ages name and wrap their very own Crayola crayon, see how crayons are made, star in their own coloring book and more.     

Go Ape! Don’t just get out in nature -- glide over the forest canopy at Go Ape! Treetop Adventure Course. Zip lines, Tarzan swings and suspended obstacles bring out everyone’s inner monkey amid 800 acres of natural beauty.     

Go back in time at Heritage Farmstead, a living history museum on a 360-acre farm that recreates Victorian-era life. For another fun, nostalgic activity, climb aboard a vintage train car at the Interurban Railway Museum in Plano’s quaint downtown arts district.     

Get festive. If you happen to visit Plano in late September, enjoy the signature Plano Balloon Festival, with its magical evening balloon “glows,” tethered balloon rides, and carnival atmosphere. But there are other fun happenings all year round and no matter when you visit, you’re sure to come across a colorful festival, street fair or free outdoor concert.     

Taste your way around Plano.  Plano has more restaurants per capita than New York or San Francisco and offers up great renditions of kid-friendly favorites like burgers, pizza, Tex-Mex and more. For those nights when everyone in your family wants something different, there’s always Legacy Hall, a European-style food hall with individual stalls offering multiple choices, from duck fat- fried chicken and lobster rolls to Belgian-style waffles to gourmet s’mores featuring house made marshmallows, all under one roof. Parents can enjoy craft cocktails, wine or beer brewed on site along with their meal of choice.   

Stay in style. Plano hotels have mastered the art of making kids feel at home and parents feel pampered after a busy day of play. Two convenient and popular options are the Dallas/Plano Marriott at Legacy Town Center and the Dallas/Plano Hilton Granite Park.     

For further information or help planning a family adventure in Plano, go to visitplano.com.

(NewsUSA) -  

“Tune in Tomorrow”
by Randee Dawn       

A funny, thrilling and mysterious adventure into the world of alternate reality television -- perfect for fans of Jasper Fforde and Christopher Moore.  

She’s just a small-town girl, with big mythic dreams. Starr Weatherby came to New York to become … well, a star. But after ten years and no luck, she’s offered a big role -- on a show no one has ever heard of. It’s a reality show beyond the Veil, human drama, performed for the entertainment of the Fae.  

But as Starr shifts to rising fan favorite, she learns about the show’s dark underbelly -- and the mysterious disappearance of her predecessor. She’ll do whatever it takes to keep her dream job -- though she might just bring down the show in the process.

Purchase at https://amzn.to/3xYTYY2.

“The Third Way”
by Aimee Hoben  

After losing her college scholarship, Arden Firth -- with the help of Justin Kirish, a law student with a mysterious past -- becomes the reluctant leader of a movement to ban corporations. South Dakota Ballot Initiative 99 is Arden’s last hope to save her grandmother’s farm from foreclosure. But as the movement grows, shadowy forces conspire to quash it, and Arden sees “99” begin to spiral out of her control.  

A novel charting the intersection among idealism, extremism, and forgiveness, fans of Barbara Kingsolver and Margaret Atwood will love “The Third Way” -- the story of a young woman struggling with her own demons while trying to articulate a vision that could change the world.

Purchase at https://amzn.to/3xoXfjf.

“Cobblestones, Conversations and Corks”
by Giovanni Ruscitti  

A passionate and deeply moving memoir about a father-son relationship, a culture rooted in family, food and wine and an ancestral small town in Central Italy that was left behind after World War II. When the Germans invaded Cansano in 1943, Ruscitti’s family moved out to the unforgiving mountains of Abruzzo, living in horrendous winter conditions. When the war ended, they returned to a village so ravaged by the Germans that today it has fewer than 200 citizens.  

When Ruscitti visits Cansano and walks the cobblestones, his father’s stories are illuminated by the town piazza, the steep valley and the surrounding mountains. He relives the tales of his parents’ struggles, their post-war misery, their romance and decision to immigrate to the U.S.

Purchase at https://amzn.to/3M4ZMDd.

“A Dark and Stormy Tea”
by Laura Childs  

Tea shop entrepreneur Theodosia Browning dashes down Charleston’s famed Gateway Walk in an attempt to outrun an oncoming storm. But lightning and pelting rain soon overtake her, and the normally picturesque ramble of hedges and statuary becomes a twisted labyrinth of fog and driving rain. As she approaches St. Philips Cemetery, Theodosia witnesses a brutal murder and watches as a dark-hooded figure slips away.  

While alerting police, Theodosia recognizes the victim as the daughter of a friend who owns a bookshop near her Indigo Tea Shop. Seeking justice, Theodosia launches her own shadow investigation. But between a raging storm, a possible serial killer and staging a Murder Mystery Tea at Chillingham Manor, Theodosia worries that she could be the next victim.

Purchase at https://amzn.to/3t3th16.

NOTE: BookTrib’s Bites is presented by Booktrib.com.

(NewsUSA) - Accidents happen: you hurt your shoulder fixing that broken gutter or throwing a baseball, develop carpal tunnel syndrome from your less-than-ergonomic work-from-home setup, or you suffer from painful tendon or joint conditions such as arthritis.     

In the past, many people with these and other issues have felt they have no option but to go under the knife for major orthopedic surgery. However, advances in technology have allowed the evolution of the field of regenerative medicine, in which the body’s own cells, including platelets and stem cells, are taken from one part of the body and used to promote healing in areas where it is needed, and where blood supply is limited, such as tendons, ligaments, and cartilage.     

“While not all surgery can be avoided, advanced technology and the emergence of regenerative medicine means the vast majority of conditions can be treated without surgery,” says Dr. Daniel Savarino, director of the Apex Center for Regenerative Medicine in Tinton Falls, NJ.     

For example, Dr. Savarino uses ultrasound imaging to target the exact location of an injury without the need for a large incision. People of all ages and activity levels can be treated with regenerative medicine, as no hospital stay is required, he adds.     

Regeneration in the body can occur in three ways. Molecular regeneration involves the small molecules that are the body’s building blocks, such as fats and carbohydrates; cellular regeneration involves the structures such as neurons that cause new cells to grow and reproduce; and tissue regeneration includes blood, skin, bone, or muscle.     

One example of regenerative medicine is the harvesting of stem cells to inject into injured areas and treat orthopedic conditions such as osteoarthritis of the joints, rotator cuff tears, meniscal tears in the knee, and tendon injuries such as tennis elbow. These stem cells become new cells in the injured areas to promote healing and repair without the need for invasive surgery.     

Another example of regenerative medicine is using the body’s own platelets and plasma (a technique called platelet-rich plasma injections, or PRP) to promote healing in damaged areas including tendons, ligaments, and muscles. PRP injections also have also been used to promote hair regrowth in individuals with hair loss.     

Although some orthopedic conditions do require surgery, that was traditionally less than 10% of the time. But with advances in regenerative medicine, it is now much less than that.  Dr. Savarino explains that he often treats patients who were told that major surgery was their only option. If patients are candidates for regenerative medicine, they can undergo minimally invasive procedures in an office setting instead. “Our motto is ‘Don’t Operate . . . Regenerate,’” he says.     

For more information, visit regeneratenj.com.

(NewsUSA) - The scorching sun is the major reason that skin cancer is the nation’s most common cancer type. But there’s seriously good news -- dermatologists can now cure most cases of nonmelanoma skin cancer (basal cell and squamous cell carcinomas) without scalpels, pain, bleeding, infection, surgical scarring or the need for reconstructive surgery.     

Dermatologists around the country are rapidly adopting FDA-cleared, image-guided, superficial radiotherapy (SRT) as a patient-friendly treatment alternative to traditional Mohs surgery for common skin cancers.   

The contrast in these treatments, both of which generate cure rates above 99 percent, is startling. Century-old Mohs surgery involves the repeated cutting away of diseased tissue until skin samples viewed under a microscope show that only healthy tissue remains.     

With newer image-guided SRT, a patient visits the doctor for a few 15-minute sessions per week over several weeks. Each time, the doctor uses an ultrasound imaging device that lets them view a live image that distinguishes cancerous tissue from healthy tissue. Using those images, the doctor aims low-level x-rays at the treatment site, damaging and killing the cancer cells. The patient can see the tumor shrinking until it’s entirely gone. The procedure is painless, and there are no surgical scars to mark where the treatment took place. More than 500 dermatologists offer it, and that number is growing fast.     

Ruby Wepler, an 86-year-old, life long tennis player in Stow, Ohio, had Mohs surgery on her face three years ago. “It was very scary. You go into the office and they numb your face, cut that particular area and check to see if they got it all. And then you have to come back again and they go a little deeper if they didn't get it all. It was painful,” she says.     

“I was diagnosed again last year,” Ruby continues, “with cancer on my cheek and they suggested image-guided SRT. What surprised me was that it took no time at all. They went out of the room, pushed the button and a minute later they come back and it's all over. After a series of treatments, the cancer is gone and there's no scarring at all.”     

Surveys show a 99.9-percent patient satisfaction rate with image-guided SRT, which is covered by Medicare and most insurance plans.     

For more information and to learn where image-guided SRT is available, visit GentleCure.com.

(NewsUSA) - Maaco, the iconic American body shop, is celebrating 50 years of affordable auto body paint and repair with a Labor Day giveaway -- 50 pairs of gold Ray Ban sunglasses.

The contest will run from Monday, August 15, through midnight on Sunday, August 28, and is open to anyone in the United States. Entrants are invited to share their plans for Labor Day weekend and how they would enjoy sporting their new Ray Bans via the contest website. The 50 lucky winners will receive a pair of gold Ray Ban sunglasses following the closing of the contest.

“We’re hosting this golden giveaway to show our appreciation to our customers, for their decades of support,” says Chris Dawson, president of Maaco. “Over the last 50 years, customers have come to depend on us as the one to call whenever it’s time for a fresh paint job on your car or when life inevitably brings its dents, dings and scratches on your vehicle.”

Maaco was founded in 1972 by Anthony Martino, with a single shop in Wilmington, Delaware. The company now includes more than 400 independently owned and operated franchises across North America where expert technicians have repaired more than 20 million vehicles over the past 50 years.

Maaco has made a name for itself as a standout auto repair franchise because of its best-price guarantee and lifetime warranty on services performed and through servicing car fleets for large and small businesses and government agencies.     

Maaco also offers contactless procedures and an online cost estimator tool to help make car repair quick, easy and safe.     

Maaco’s gold, platinum, and diamond certified centers pass rigorous approval processes each year. These centers include experts with specialized training in repair of specific models, including Audi, Honda, Ford, General Motors, Fiat Chrysler, Volkswagen and Lexus. These certified centers are designed to repair specific models to meet or exceed factory standards.     

“Throughout these 50 years, our dedicated franchise family has remained committed to providing the best -quality repair at an incredible value, and that’s why Maaco has such loyal customers,” continues Dawson. “It’s an honor to be a part of this iconic brand, and I can’t wait to see our communities celebrating alongside us as they sport their golden shades for the Labor Day long weekend.”     

The winners will be chosen at random on Wednesday, August 31. They will be notified through email and must respond within five business days to claim their gold Ray Bans.     

Visit MaacoGoldenGiveaway.com for more information and complete contest details.

(NewsUSA) -  

“Waves of Hope”
by Judith Keim       

Hope and determination can bring results …  

Ellie Weatherby and the four other grandmothers living at Sanderling Cove decide with only two great-grandchildren, it’s time to swing into action. So they invite their grandchildren to spend the summer at the cove, hoping to encourage romance between them.  

Elle’s three granddaughters -- Charlotte Bradford, Olivia Winters, and Brooke Weatherby -- are all at a point where they have the time to do as she asks.  When Shane Ensley is sailing with Charlotte and another “cove kid,” Eric Simon, the boom knocks him into the water unconscious. When Charlotte rescues him, it changes everything for them -- and starts the summer exactly as the grandmothers had hoped.

Purchase at https://books2read.com/u/49njy0.

“The Winning Playbook”
by Rob Welsh and Jonathan R. Scott  

A must-read for any future or current professional athlete, or any person looking to get a better understanding of their finances, “The Winning Playbook: Strategies for Life On And Off the Field” offers invaluable information you won’t find anywhere else.  

We hear so many stories of athletes who have been taken advantage of or who simply didn't have a purpose after their careers came to an end. This doesn't have to happen. Learn how money and taxes work. Learn how to keep more of your hard-earned money and put it to work for you. Learn what to look for in a financial and business team. Turn your career into your money-making machine, and become the CEO of your enterprise and legacy.

Purchase at https://amzn.to/3RiuX16.

“Bit Flip”
by Mike Trigg  

Combining the corporate intrigue of Joseph Finder, the satirical cultural critique of Dave Eggers, and the domestic drama of Laura Dave, “Bit Flip” is a fast-paced contemporary thriller that delivers an authentic insider’s view of the corrupting influences of greed, entitlement, and vanity in technology start-ups.  

Tech executive Sam Hughes came to Silicon Valley to “make the world a better place.” But when an onstage meltdown sends him into a professional tailspin, he suddenly sees the culture of the Bay Area’s tech bubble in a new light.

Just as Sam’s wondering if his career and marriage might be over at fortysomething, an inadvertent discovery pulls him back into his former company, where he unravels insidious schemes that threaten to destroy the company and his own moral compass.

Purchase at https://amzn.to/3MmfBWF.

“There Will Be Lobster”
by Sara Arnell    

You know her. You’ve seen her. You may even see yourself in her. If you’re arriving to the midlife crisis party -- the one that’s serving low self-esteem, desperation, unreliable behavior, forgetfulness, carelessness and the loneliness of loss -- the stories and anecdotes in this memoir will assure you that you are not alone.  

For Sara Arnell, it took a rogue lobster, a dying rock star, an eighteen-pound tumor, a meditation guru, a famous medium and a former monk to put her on a path toward light, hope, and healing.  

“Sara Arnell is the only writer I know who can make self-depreciation and wisdom look like the same thing. This is a darkly funny memoir with a big heart,” says David Hollander, author of “Anthropica” and “L.I.E.”

Purchase at https://amzn.to/3ywDqoQ.

NOTE: BookTrib’s Bites is presented by Booktrib.com.

(NewsUSA) - Summer is here, and the job market for teens is hot. More travel and activities this summer are driving the need for teen workers to fill jobs as lifeguards, house sitters, dog walkers, restaurant workers and retail employees.     

Summer jobs provide a great opportunity to teach kids about managing money.     

“A summer job may be the first opportunity for kids to earn enough money to need to make more critical financial decisions,” says Don Grant, a CERTIFIED FINANCIAL PLANNERTM professional. Teens may be responsible for cars, and college students may be managing their own apartments. Even younger children who are earning money from mowing lawns or other endeavors can learn about budgeting and saving.     

Some key concepts that kids can learn from summer jobs include the following:     

Budgeting basics: Budgeting is finding a balance between what you earn and what you can spend, a concept that kids of all ages can understand.     

Saving savvy: Kids and teens may be eager to spend their summer paychecks, but it’s important for parents to stress the value of putting aside a certain amount from each paycheck to get them into the savings habit early. Explain the value of short-term savings for more immediate needs, such as a trip to the beach, and long-term savings for goals down the road, including college savings accounts or even retirement accounts. “A small amount saved now could grow to a small fortune over time,” says Grant. This is a good reminder for kids.     

Teachable taxes: Teens who are making enough money at jobs such as lifeguarding or retail may be surprised when they see taxes removed from their paychecks. Grant recommends using this opportunity to teach kids about filing tax returns and to explain how they might even get a refund, depending on credits and deductions.     

Smart spending: Encourage kids with summer jobs to prioritize needs and wants. Getting a handle on these concepts can provide the tools kids need for financial success at any stage of life.     

Automated options: Make a plan with your teen to divert part of each paycheck into a Roth IRA; many banks offer options for auto-deposits. Kids can learn how to live within their means and enjoy the satisfaction of watching their investments grow through compounding.     

Meeting with a financial professional can help teens and parents address any questions or concerns about saving and spending -- and can help get kids off to a good start to build habits for a sound financial future.     

Visit LetsMakeAPlan.org for more financial planning tips and to find a CFP® professional near you.